APPRAISAL CLAUSE RESULTS IN A $5K GAIN FOR KATHERINE’S MAZDA CX-5!

May 7, 2025Appraisal Clause, Appraisal Clause success, Auto Repair, Insurance Claims, Total Loss, Vehicle Valuation, Winning!

Appraisal Clause Success for Katherine

Katherine reached out to us after her daughter’s 2020 Mazda CX-5 got totaled by a hail storm. Once she got an offer from her insurance carrier Travelers, she did her research and felt the offer was very low.

She reached out to us for a free claim review and we agreed that it seemed like her vehicle should be worth around $21K when compared to the market.

Her offer was $15.9K before taxes and, after the appraisal clause process, she was awarded $20.7K for the value of her vehicle. This happens over and over again for our customers and you could be next if your claim is worth it.

Reach out today if you’re dealing with a total loss and see if you’re leaving money on the table!

First Party Diminished Value Claims in Texas

November 7, 2009Diminished Value, Insurance Claims

first party diminished valueOkay guys listen, it is possible to file a diminished value claim against your own insurance company.

In Texas, there are still some courts that will hear a case under the collision portion of your policy, and there is at least one case in Dallas where the trial court agreed that diminished value was part of the damage calculation that should be used under the collision portion of a policy.

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Texas Small Claims Court

September 24, 2009Insurance Claims, Small Claims

If I had a nickel . . . .

Okay, so you have run into a brick wall and can’t get justice served, right?  If you live in Texas, if justice means recovering money from somebody or company that owes you $10000.00 or less, then you can probably force the issue to a head by doing a little research on the Small Claims court rules.  They are located in the Texas Government Code, Chapter 28.  The rules of battle are clear and simple enough for most to understand with just a little research.

Here are some general tips:

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Texas Diminished Value Claims

September 1, 2009Diminished Value, Insurance Claims

Where do some of these “diminished value experts” people get off?

I agree that insurance companies are not so inclined to pay diminished value, and people sometimes get dollar signs in their eyes when they are involved in an accident that is not their fault.  The reality is that diminished value exists, but it is definitely hard to prove. There are arguments that adjusters use all the time to try and dismiss a valid claim and save a few bucks.  The problem is that most of the “diminished value experts” out there have never actually been adjusters.  Through a little research of my own, I have found that at least four of the companies that heavily advertise diminished value services have never even had an adjuster’s license, much less actual experience adjusting.

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