Kelly fought for her DV in CA!

June 26, 2019By Justin Petty

Kelly fought for her DV in CA!

Have you had trouble getting your diminished value claim settled?  

So did our client Kelly in San Mateo, CA so she hired us as her experts.  She had a 2016 Audi Q3 2.0T Premium Plus with over $20K in damage after an accident that wasn’t her fault and, although it should have been totaled, the at-fault insurance carrier INSISTED it was repairable!  

She submitted her $6100 DV claim and got the typical immediate denial.

Because California only requires $5K in property damage liability coverage, insurance companies COMMONLY attempt to use this denial / delay tactic…

Here’s how it works:

The responsible carrier will refuse to address the victim’s out-of-pocket damages (like Loss of Use and Diminished Value), arguing that the VICTIM’S insurance carrier needs to subrogate first. 

If this happens, the victim almost never gets paid for Diminished Value.  Since your own policy doesn’t cover diminished value, you MUST get it from the at-fault person’s carrier so the subrogation claim must wait until you recover your DV.  

Otherwise, the subro claim could exhaust the limits of the at-fault party’s policy, leaving you empty-handed with no way to recover.  The Made-Whole Doctrine exists to combat this inequity (search more about this topic on our blog).

Once she made everyone aware that she knew her rights, Kelly got the full Diminished Value settlement of $6100 and her insurance company was forced to wait on their subrogation claim.

Do you need a great expert appraiser to help with your diminished value auto claim?  

You can get a FREE claim consultation today to talk about your claim with one of our experts!

Trouble viewing the form or missing a submit button? Here is a direct link to it: https://pettydetails.wufoo.com/forms/request-a-free-diminished-value-consultation/

Randy & Sue’s Awesome Body Shop

June 25, 2019By Jennifer Petty No Comments

Randy & Sue’s Awesome Body Shop

Randy & Sue have a 2008 Lexus GS 350 that had $8500 in damages and was close to being totaled. They had no idea that they were owed money on TOP of the damages the other driver caused!

Thankfully, they knew an awesome body shop that they had used for years and multiple auto repairs and that awesome body shop knew how we helped on Diminished Value claims.

After getting our info, they signed up for a free claim consultation and got our help with an appraisal and our expert guidance through the process.

Randy & Sue fought for their diminished value loss and ended up settling for $2500!

Dear Ron (Shop owner),

First of all, thank you so much for the years of support and your extraordinary magic with our vehicle mishaps! You and your staff are “Awesome”!

When Sue picked up her GS 350 from the rear-end encounter, the quality work was superb, as always! Not to mention, you are a pleasure to do business with from every perspective, complimented by our insurance company as well.

We also would like to extend our sincere appreciation for introducing us to Justin Petty, an amazing Diminished Value expert who is very supportive.

With Justin’s guidance, we were able to obtain an equitable DV settlement from a very difficult insurance company! Another example of your pursuit of perfection and genuine concern for your customers’ welfare. We would have never known!!!

God Bless you and yours!
– Randy & Sue

Lots of insurance companies will make up stories on why you aren’t owed diminished value….don’t listen to the naysayers! Talk to a REAL expert in this very niche field and get the truth you’ve been searching for.

If you’ve been in an auto accident that wasn’t your fault and YOUR awesome body shop doesn’t know the great work we’re doing, make sure to talk about the Petty Details of Diminished Value and how we can help!

Want to know if your diminished value claim is worth it?

Do you work at an awesome body shop and want to know more about our spectacular services?

Fill out the form below for a FREE consultation and find out how we can help YOU today!

Trouble viewing the form or missing a submit button? Here is a direct link to it: https://pettydetails.wufoo.com/forms/request-a-free-diminished-value-consultation/

Yulian’s California DV Success

June 13, 2019By Jennifer Petty

Yulian’s California Diminished Value Success

Yulian G. lives in California 🌴 and has a 2016 Subaru WRX that sustained over $17K in damages.

He works at Yosemite National Park and, while he fought the wildfires, he was also fighting Mercury Insurance with a Diminished Value Appraisal from Petty Details to get his $7K auto claim paid. Guess what? He got it PAID IN FULL!

Hear straight from our raving fan – his email is below!

“Mercury Insurance sent me a settlement check in which the amount from your appraisal was included and paid in full!

I wanted you to know that, despite the complexity of this case, your services were ON POINT and you guys provided excellent customer service and expertise! I’m so glad that I listened to your advice!

Again, thank you so very much for your understanding, expertise, customer satisfaction and empathy. You’re a rare occasion in the business field today. I’ll make sure to highly recommend your business every chance I get! Come visit Yosemite anytime!”

Yulian G.

Want to be our next California diminished value success story?

Fill out the form below to get a FREE diminished value claim consultation today!

Trouble viewing the form or missing a submit button? Here is a direct link to it: https://pettydetails.wufoo.com/forms/request-a-free-diminished-value-consultation/

Tom’s Mazda3 DV Win

June 11, 2019By Jennifer Petty No Comments

Tom’s Mazda3 DV Win

Tom lives in Oklahoma and had a 2017 Mazda Mazda3 Grand Touring with $12,400 in damages. He got our expert help with a diminished value auto appraisal and settled his auto claim for $3750!

Help from Petty Details is the real deal – whether you’re an accident victim, attorney or paralegal from a law firm, an adjuster, or a body shop, you and your clients can get help from the pro’s at Petty Details on your diminished value claim!

Want a FREE claim consultation?

Fill out the form below to find out if you could be our next success story….

Trouble viewing the form or missing a submit button? Here is a direct link to it: https://pettydetails.wufoo.com/forms/request-a-free-diminished-value-consultation/

Cali girl Liz wins $6K in DV!

June 9, 2019By Jennifer Petty

Liz is a Cali girl 🌴 with a 2016 Audi Q3 2.0T Premium Plus who had over $20K in damages after an auto accident.

She filed for diminished value with a certified appraisal from us at Petty Details and ended up settling her auto claim for over $6000!

Now it’s back to the beach for Liz to enjoy a carefree summer thanks to our expert help.

Get your success story with help from an appraisal and our experts today by filling out our form below for a free claim consultation today!

Trouble viewing the form or missing a submit button? Here is a direct link to it: https://pettydetails.wufoo.com/forms/request-a-free-diminished-value-consultation/

Diminished Value & Total Losses – Economic Bully Stick

April 26, 2019By Justin Petty

The Harsh Reality of Low Value Claims

If you’re getting a less than fair offer and being given some fake excuse why they won’t pay or being told “take it or leave it” on your low value diminished value or total loss claim ($3500 or less and damages are not your fault), then you have a tough realization to come to. 

That realization is that you CANNOT obtain justice. 

diminished value economic bully stick - economic bully

No joke, you can’t win unless you ignore the economics of it and define justice solely as having your day in court and winning. 

Let me say it again. . .

Unless you spend the majority of the $3500.00, YOU CANNOT OBTAIN JUSTICE if you have suffered $3500.00 or less in property damages like diminished value or a total loss and the person responsible, or their insurance company, is refusing to pay for the full amount of damages. 

Ever so often, an insurance carrier or at fault person will surprise me and simply pay for what they owe, but most of the time, they let their insurance company deny payment, or they personally refuse to pay for the full amount of damages.  That nothing can be done is so hard for people to accept / believe that victims refuse to believe it and constantly attempt to convince me that I am wrong and that if I will just help them, they will prove they can get justice. 

Questions you need answers to!

Below I have listed the 10 most common arguments / questions I hear when I tell victims that their claim is a lost cause, and then below that, I have listed the answers I give them. . . .

1.   No way, that’s why we have a legal system, there has got to be something I can do, right?

2.   You mean to tell me that the insurance company can just get away with not paying?

3.   Isn’t it illegal for them to deny my claim?

4.   Won’t the department of insurance help me?

5.   That ain’t right! I’m gonna call a better expert – do you know anybody?

6.   Well, I am going to sue the insurance company immediately, can you send me information on small claims court?

7.   Fine, if you won’t help, then can you refer me to an attorney?

8. If I spend the money to fight and I win, the other side will have to pay back my attorneys fees and costs, right?

9.   Whatever Justin, I will sue and get the insurance company in trouble for DTPA violations (deceptive trade practices), you didn’t think of that, did you?

10. I will get the media involved and expose this – that’ll work, right?

Want to hear the truth bombs from an expert??

Click below to find the answers to all of these questions and more!

Diminished Value Success! Sweeter than a bucketful of Halloween candy!

October 31, 2018By Jennifer Petty

Robert found out how effective our products are by proving his diminished value loss with our one page DV Analysis. 

We only use this product when the expert suggests it but Robert’s case was the reason we created this product!

Ain’t gonna lie….his claim was risky.

Diminished Value Claim Overview:

Low damages resulting in a low DV claim against a trucking company.   

Lots of things working against him on this claim.

Our diminished value appraisal helped him attack his claim with expert guidance right from the start.

Diminished Value on Luxury Cars

October 5, 2018By Justin Petty

Do you own a high end vehicle like a Lamborghini, Mercedes, Cadillac, Infiniti, Bentley, Rolls Royse, Porsche, Maserati, BMW, Audi, Saab, Lexus or any other vehicle that is considered a luxury or exotic vehicle?

If so, you should certainly be thinking about diminished value if you were involved in a collision! You might not know the technical term for it but you know you’re gonna be put through the ringer when you go to trade that baby in and those are the FACTS!

No matter if you backed into a tree or if some negligent driver crashed into you, it is highly likely that your vehicle has lost value because of the simple fact that it was in an accident. Even if you took the vehicle to the best repair facility around, it doesn’t change the fact that your car was once wrecked.

Diminished value is a concept that has been around for nearly 90 years.

There is law relating to it in Georgia dating back to 1926!

If you’ve been in an accident in your luxury vehicle, what the heck can you do about it?

Find out for yourself straight from our experts! 

Diminished Value Claims – Income Tax Benefits

October 4, 2018By Justin Petty

Let me make this really clear up front: We are not tax professionals!

We do not give tax advice. We are simply pointing you to information to aid in your research when filing your taxes after taking a loss in value after an auto accident.

Did you know that casualty losses are deductible from your income taxes?

In Topic 515 on the IRS’s website, it discusses the types of losses that can be claimed on your income tax.

Diminished value is specifically listed!

Reservation of Rights – What is It?

October 3, 2018By Justin Petty

This is a hard subject to explain to a lot of people.

Let me start by saying that you need to understand what is in this article before you blow your top at some insurance adjuster. There are ways around a reservation of rights defense, but you have to be stealthy and, above all, you have to remain calm.

If you have found this article, you are either an insurance adjuster doing some research or you are involved in a claim and being advised that your claim is not being paid at this time and that they are putting the claim on a “reservation of rights”.

I’m going to speak on Texas and specifically on auto insurance as Texas is my home State and auto insurance is where I have the most experience, although the reservation of rights or its equivalent exists in almost every State in the U.S. and can come about on claims that are not automobile claims.