Kelly fought for her DV in CA!

June 26, 2019By Justin Petty

Kelly fought for her DV in CA!

Have you had trouble getting your diminished value claim settled?  

So did our client Kelly in San Mateo, CA so she hired us as her experts.  She had a 2016 Audi Q3 2.0T Premium Plus with over $20K in damage after an accident that wasn’t her fault and, although it should have been totaled, the at-fault insurance carrier INSISTED it was repairable!  

She submitted her $6100 DV claim and got the typical immediate denial.

Because California only requires $5K in property damage liability coverage, insurance companies COMMONLY attempt to use this denial / delay tactic…

Here’s how it works:

The responsible carrier will refuse to address the victim’s out-of-pocket damages (like Loss of Use and Diminished Value), arguing that the VICTIM’S insurance carrier needs to subrogate first. 

If this happens, the victim almost never gets paid for Diminished Value.  Since your own policy doesn’t cover diminished value, you MUST get it from the at-fault person’s carrier so the subrogation claim must wait until you recover your DV.  

Otherwise, the subro claim could exhaust the limits of the at-fault party’s policy, leaving you empty-handed with no way to recover.  The Made-Whole Doctrine exists to combat this inequity (search more about this topic on our blog).

Once she made everyone aware that she knew her rights, Kelly got the full Diminished Value settlement of $6100 and her insurance company was forced to wait on their subrogation claim.

Do you need a great expert appraiser to help with your diminished value auto claim?  

You can get a FREE claim consultation today to talk about your claim with one of our experts!

Trouble viewing the form or missing a submit button? Here is a direct link to it: https://pettydetails.wufoo.com/forms/request-a-free-diminished-value-consultation/

Randy & Sue’s Awesome Body Shop

June 25, 2019By Jennifer Petty No Comments

Randy & Sue’s Awesome Body Shop

Randy & Sue have a 2008 Lexus GS 350 that had $8500 in damages and was close to being totaled. They had no idea that they were owed money on TOP of the damages the other driver caused!

Thankfully, they knew an awesome body shop that they had used for years and multiple auto repairs and that awesome body shop knew how we helped on Diminished Value claims.

After getting our info, they signed up for a free claim consultation and got our help with an appraisal and our expert guidance through the process.

Randy & Sue fought for their diminished value loss and ended up settling for $2500!

Dear Ron (Shop owner),

First of all, thank you so much for the years of support and your extraordinary magic with our vehicle mishaps! You and your staff are “Awesome”!

When Sue picked up her GS 350 from the rear-end encounter, the quality work was superb, as always! Not to mention, you are a pleasure to do business with from every perspective, complimented by our insurance company as well.

We also would like to extend our sincere appreciation for introducing us to Justin Petty, an amazing Diminished Value expert who is very supportive.

With Justin’s guidance, we were able to obtain an equitable DV settlement from a very difficult insurance company! Another example of your pursuit of perfection and genuine concern for your customers’ welfare. We would have never known!!!

God Bless you and yours!
– Randy & Sue

Lots of insurance companies will make up stories on why you aren’t owed diminished value….don’t listen to the naysayers! Talk to a REAL expert in this very niche field and get the truth you’ve been searching for.

If you’ve been in an auto accident that wasn’t your fault and YOUR awesome body shop doesn’t know the great work we’re doing, make sure to talk about the Petty Details of Diminished Value and how we can help!

Want to know if your diminished value claim is worth it?

Do you work at an awesome body shop and want to know more about our spectacular services?

Fill out the form below for a FREE consultation and find out how we can help YOU today!

Trouble viewing the form or missing a submit button? Here is a direct link to it: https://pettydetails.wufoo.com/forms/request-a-free-diminished-value-consultation/

Yulian’s California DV Success

June 13, 2019By Jennifer Petty

Yulian’s California Diminished Value Success

Yulian G. lives in California 🌴 and has a 2016 Subaru WRX that sustained over $17K in damages.

He works at Yosemite National Park and, while he fought the wildfires, he was also fighting Mercury Insurance with a Diminished Value Appraisal from Petty Details to get his $7K auto claim paid. Guess what? He got it PAID IN FULL!

Hear straight from our raving fan – his email is below!

“Mercury Insurance sent me a settlement check in which the amount from your appraisal was included and paid in full!

I wanted you to know that, despite the complexity of this case, your services were ON POINT and you guys provided excellent customer service and expertise! I’m so glad that I listened to your advice!

Again, thank you so very much for your understanding, expertise, customer satisfaction and empathy. You’re a rare occasion in the business field today. I’ll make sure to highly recommend your business every chance I get! Come visit Yosemite anytime!”

Yulian G.

Want to be our next California diminished value success story?

Fill out the form below to get a FREE diminished value claim consultation today!

Trouble viewing the form or missing a submit button? Here is a direct link to it: https://pettydetails.wufoo.com/forms/request-a-free-diminished-value-consultation/

Tesla Model S Appraisal Clause Dispute

June 12, 2019By Jennifer Petty

Tesla Model S Appraisal Clause Dispute

Are you dealing with a low offer on a total loss claim through your own insurance company?

So was Michael! His brand new 2018 Tesla Model S had less than 6K miles on it and a purchase price of $90K – he was offered $67,000….😡

He invoked the Appraisal Clause and hired Petty Details to be his appraiser on his dispute. After quite a battle, our experts got his total loss claim settled at $80,000.

Many accident victims and attorneys deal with these total losses and don’t know where to turn to find out how to fight for the value of their vehicle.

Want our expert opinion on your total loss?

If you’re dealing with a total loss claim with your own insurance company & want us to review it to find out our opinion, visit our website today & request a FREE claim consultation!

Trouble viewing the form or missing a submit button? Here is a direct link to it: https://pettydetails.wufoo.com/forms/request-a-free-appraisal-clause-consultation/

Tom’s Mazda3 DV Win

June 11, 2019By Jennifer Petty No Comments

Tom’s Mazda3 DV Win

Tom lives in Oklahoma and had a 2017 Mazda Mazda3 Grand Touring with $12,400 in damages. He got our expert help with a diminished value auto appraisal and settled his auto claim for $3750!

Help from Petty Details is the real deal – whether you’re an accident victim, attorney or paralegal from a law firm, an adjuster, or a body shop, you and your clients can get help from the pro’s at Petty Details on your diminished value claim!

Want a FREE claim consultation?

Fill out the form below to find out if you could be our next success story….

Trouble viewing the form or missing a submit button? Here is a direct link to it: https://pettydetails.wufoo.com/forms/request-a-free-diminished-value-consultation/

Cali girl Liz wins $6K in DV!

June 9, 2019By Jennifer Petty

Liz is a Cali girl 🌴 with a 2016 Audi Q3 2.0T Premium Plus who had over $20K in damages after an auto accident.

She filed for diminished value with a certified appraisal from us at Petty Details and ended up settling her auto claim for over $6000!

Now it’s back to the beach for Liz to enjoy a carefree summer thanks to our expert help.

Get your success story with help from an appraisal and our experts today by filling out our form below for a free claim consultation today!

Trouble viewing the form or missing a submit button? Here is a direct link to it: https://pettydetails.wufoo.com/forms/request-a-free-diminished-value-consultation/

Appraisal Clause results in fair value for owner!

December 12, 2018By Jen Petty

Sometimes, when you invoke the appraisal clause, the two appraisers get in a sticky situation where they don’t agree and one tries to make up unwritten rules on the idea of “that is what we have always done”. 

This case was one of those. 

The owner had been through a pretty horrific hail storm and his new vehicle was totaled in the process.  When he got his offer, he felt like it was pretty low.  We took a look and agreed that his valuation contained the typical problems they normally do and seemed to be several thousand dollars off.

Diminished Value Success! Sweeter than a bucketful of Halloween candy!

October 31, 2018By Jennifer Petty

Robert found out how effective our products are by proving his diminished value loss with our one page DV Analysis. 

We only use this product when the expert suggests it but Robert’s case was the reason we created this product!

Ain’t gonna lie….his claim was risky.

Diminished Value Claim Overview:

Low damages resulting in a low DV claim against a trucking company.   

Lots of things working against him on this claim.

Our diminished value appraisal helped him attack his claim with expert guidance right from the start.

Uninsured Motorist Diminished Value Win in Court!

September 28, 2018By Justin Petty

How Our Client’s $5000 Success Can Lead the Way to Your Success!

Having an uninsured motorist or under-insured motorist diminished value claim (UM/UIM claim) doesn’t usually qualify for the fun list, but if you’re faced with having to deal with this type of diminished value, it pays to educate yourself about these types of claims!  It paid our client $5000 to be precise!

Let’s start this article out right with the great news!  We just had a client go to court in Collin County, Texas and she got a big win thanks to our appraisal, expert help and our attorney who stepped in to get that case into court!  More details about that case are a few paragraphs below so keep reading!

The Norm for Uninsured Diminished Value Claims – a BIG FAT DENIAL

Believe it or not, the vast majority of insurance adjusters do not get any training on how to handle an uninsured motorist diminished value claim.  In fact, insurance companies routinely refuse to pay for uninsured motorist diminished value claims and make up all kinds of excuses why they don’t owe for them.  It’s just a claims handling tactic meant to deter people that don’t have much wherewithal or persistence.  With just a little bit of research, you can prove to yourself that your own insurance company owes you for any inherent diminished value you sustain due to an uninsured or under-insured motorist. 

The best case to cite for a Texas uninsured motorist diminished value claim is the Noteboom vs. Farmers case that you can easily find with an internet search.

Now, don’t get all excited since you now know the truth.

You can rest assured that even with the exact right answer and perfect evidence, the insurance company will balk and typically refuse to pay anything near the real diminished value amount.  When that happens, you have to know how to bring your claim to a close without messing up your ability to use the court system.

How Can You Fight for Diminished Value on your Uninsured Motorist Policy?

APPRAISAL CLAUSE BRINGS JUSTICE AGAIN!

July 27, 2017By Justin Petty

OFFICIAL OFFER WAS OVER $7000 LOW ON A 2006 Dodge Ram 2500 SLT

Hey guys!

 It has been quite a while since we had time to post on our blog because we’ve spent our year so far helping tons of accident victims get a fair shake when dealing with diminished value and total losses.

We’ll start today with our latest success on a little known power you have against your own insurance company (1st party claim) if you have a total loss:

THE APPRAISAL CLAUSE!

Even if you know about the appraisal clause, it doesn’t mean it will be effective for you since most insurance companies have their own idea about how the appraisal clause works (even though it is in black and white in the contract) so you have to have an experienced expert that knows the rules and how to navigate the process legally.  

We have inside knowledge that the appraisal clause is on top of everyone’s mind working inside the claims department because it is costing them a ton of money to defend the practices of their uneducated adjusters.

The requirement that appraisers and umpires be “disinterested” is something that the insurance companies purposely and habitually fail to recognize.  

The two appraisers working the claim must be totally disinterested.  Their concern should be about the TRUE VALUE of the loss.  

It isn’t YOUR SIDE VS. THEIR SIDE.  It is NO SIDE VS. NO SIDE!