Auto Accident – Do You Need an Attorney?

do I need an attorney

Do you need an attorney for your auto accident?

Answer the question for yourself!

Let me start by saying that some people never need an attorney, and others will always need an attorney.

Additionally, this article is based on my 15 years of claims adjusting experience. I have developed a simple little formula that will help you decide if you need an attorney or not. Keep in mind, this quiz is tailored for auto accidents only, and I make no warranties or guarantees that your result is a foolproof answer.

Ultimately, the only person that can decide if you need an attorney is you.

With that being said, simply answer the following 15 questions and then add up your answers. All of these questions are yes or no questions. Whatever answer you have the most of is your answer to the title of this article.

TAKE JUSTIN’S QUIZ NOW!

Rental Car on Total Loss Claims in Texas

Rental Car on Total Loss Claims in Texas

rental on total loss claimsBlogs are buzzing because in the recent Texas Supreme Court Case, J&D Towing LLC v. American Alternative Insurance Corporation 2016 WL 91201 (Tex. 2016), a major wrong that has been going on since before there were even cars was righted.

READ MORE ABOUT THIS NEW DEVELOPMENT!

Soft Tissue Injury – Calculate the Value!

soft tissue injury

Neck and back sore? You might have a soft tissue injury.

If you have been involved in an auto accident, the chances are you may suffer some discomfort and pain in your neck and back. If you don’t have a severe injury, then what is most likely is that you have what they call a ” soft tissue injury “. Essentially, the physics involved with two vehicles colliding is what has caused this. Inertia, you know? A soft tissue injury is hard to detect with conventional medical equipment. X-rays will not show a muscle sprain or strain. This is the problem with a soft tissue injury, it is hard to document. So, if you have a one, then what is the pain and suffering worth?

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Get Expert Advice on your total loss with our total loss ebook!

Fight with our expert advice on your total loss!

expert advice on your total loss ebookSo the insurance company has decided to total your vehicle and they sent you a computer generated valuation report with an offer that seems WAY TOO LOW!  Unfortunately, that is the norm and not the exception when dealing with a total loss auto claim.  We have this conversation with people DAILY and have now taken the time to compile our best expert advice on your total loss in this book called “Fight For Your Total Loss!  Issues with Insurance Company Total Loss Valuation Reports” so you know how it works from the inside when negotiating your total loss offer.  Use these tools and expert advice on your total loss to get the adjuster to re-evaluate their valuation and get closer to a number that is fair.  We don’t give legal advice but we will surely shed some light on your total loss claim and how to get the best settlement after an auto accident.

Get expert advice on your total loss for the low price of $9.95 and make the most of your claim!

Find answers to these issues and information on:

  • Formal Appraisals – what constitutes a formal appraisal?

  • Biased reports – Find out how to fight against the “hired hands” at the insurance company

  • Mileage Adjustments – Argue against bogus mileage adjustments

  • Comparable vehicles – They usually aren’t “comparable”

  • List vs. Take price – What you need to know

  • Options Adjustments – How they nickel and dime you and how to play the game

  • First party / Appraisal Clause Invocation – Is your total loss claim against your own insurance company?  Rights you have in that situation are explained.

The expert advice on your total loss that we share in this ebook has proven to be successful over and over again and since our mission is to provide you with a value you can’t find anywhere else, we know teaching you these insider tips will help you get the most out of your total loss settlement and get you on your way to moving on with your life!

Remember, total losses are always a negotiation and you have to have the right arguments in your pocket to make the most out of a disaster like having your car totaled and fight until you have a check that is fair.  We’ll help you do that by sharing all the tricks of the trade so you don’t get taken advantage of when trying to get your total loss settled.

Click here to get your copy today!

My Attorney Says They Don’t Do Property Damages?!

attorneys and property damage

When dealing with another person’s insurance company for an accident, many attorneys will simply tell clients that they do not get involved with the property damage part of the claim and that includes diminished value and total loss settlements. In fact, MOST injury attorneys practice this policy on third party cases.

Why do they say this?

Well, normally it’s because there is no way for the attorney to make any money handling the property damages AND make sure the victim gets all their property damage money. Injury attorneys normally do a favor to victims by working on a contingency (normally 1/3 of any settlement), so that means they do not get paid up front, but only when there is a settlement and payout of damages. They don’t have to do this, and an average (not super attorney or specialist) will make at least $150.00 / hour if they bill by the hour. It is a courtesy to work on a contingency, and a bet that your claim will settle at a high enough amount to make it a worthwhile pursuit.

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BIG Loopholes in Uninsured Motorist Claims Exposed

UM claims exposed

As a veteran adjuster and automobile damage claim litigation specialist, I have seen countless claims where the at fault party is unknown.

No problem if you have uninsured motorist coverage, right?

Wrong!

Click here to read the rest of the article and find out important facts you need to know about your Uninsured/Underinsured Motorist coverage that may make you shiver in your boots!

CLICK HERE TO READ MORE ABOUT UM CLAIMS

What is a CCC report?

Total Loss and the CCC Report

If your vehicle has been deemed a total loss, many insurance companies will rely on a company called CCC to provide a market evaluation on the value of your vehicle to act as a settlement tool.  CCC (Certified Collateral Corporation) Information Services Inc. is a company that provides vehicle value reports to insurance companies.  They utilize their own methods and develop a value for your vehicle that is supposed to be reflective of the actual cost of a replacement vehicle in the market where your vehicle would have been sold, had it not been totaled. Read more

Writing Insurance Claim Dispute Letters

dispute letters
If you’ve found this information, then you’ve probably been involved in an auto accident of some sort and you are seeking recovery for property damages you have incurred.  It is not uncommon to have a dispute with the insurance company over your claim.

Disputes most commonly occur over the dollar value a claim is worth.  For the purposes of this excerpt, I will address the article’s title and focus on helping you get words down on paper (or computer screen).

This is a difficult topic to quickly and sufficiently cover, but we’ll give it a shot by focusing on general guidelines and common tactics for most insurance claims.  We’ll assume that you have sufficient language and grammatical skills to compose a demand letter that doesn’t contain glaring mistakes. Read more

Difficult Adjusters and Lawsuits

packs-a-punch3

As a former liability adjuster, I cannot count the times that an individual threatened a lawsuit in an attempt to get more money.

I would like to make the point that adjusters are calloused to the threat of a lawsuit.  Many times, the adjuster’s ignorance is the reason they do not respond.  It is rare for an adjuster to actually be involved in the negotiation of an actual suit, so they never get real experience and hardly ever actually hear or see what the staff attorney or hired attorney does to get the suit settled.  Threatening a suit is rarely useful unless the threat is clearly credible.

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Soft Tissue Injury Fraud

soft tissue injury fraud

There is a common idea among insurance adjusters that the majority of soft tissue injury claims are fraud.

Let me put my opinion out there.  As an injury adjuster for years, I saw almost every type of injury claim out there, including a lot of soft tissue injuries.  For those of you who don’t know, soft tissue injuries are injures that do not include any breakage of the skin or bones.  They are normally describes as strains or sprains.  Anyway, here is why adjusters think there is such rampant fraud. . . .

Attorneys and chiropractors solicit accident victims.  I have seen it many times and the victim is an innocent bystander to the actual fraud.  Here’s the common scenario.

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