If I had a nickel . . . . Okay, so you have run into a brick wall and can’t get justice served, right? If you live in Texas, if justice means recovering money from somebody or company that owes you $10000.00 or less, then you can probably force the issue to a head by … Read More
In deciding to try and help auto accident victims I seem to have created some enemies, hehe. Oh well. I will continue to give honest and straightforward answers to the questions that accident victims have. Recently I have had quite a few questions that relate to how to calculate how much a minor injury claim … Read More
I recently wrote an in-depth article about the perils of renting a rent car. Let me recap. . . 1. If you don’t purchase the damage waiver, beware. 2. Make sure your insurance will really cover “contract” liability. There are some newer policies that specifically exclude coverage for rental car damages under contract language. 3. … Read More
For a small to medium sized auto insurance claims department, the best method for maximizing subrogation recovery and reducing claims severity is to hire one specialist for every 500 subrogation potential claims that are open at any one time. Then train that specialist to promptly and effectively recover the easy money claims while sending out … Read More
If you are wondering what you might be able to do with an adjusting license, you are not alone. Outside of being a desk adjuster for an insurance company (a pretty good option for a lot of people as one can earn upwards of $50k per year after just a short while in the industry), … Read More
Why can’t people just look up the law on their own? I cannot figure out why some people can’t help themselves. I guess that is why I exist, hehe. Really though, if you are getting calls or letters from an insurance adjuster or subrogation specialist, you would do yourself good to follow my articles on … Read More
Where do some of these “diminished value experts” people get off? I agree that insurance companies are not so inclined to pay diminished value, and people sometimes get dollar signs in their eyes when they are involved in an accident that is not their fault. The reality is that diminished value exists, but it is … Read More
During my years as an insurance adjuster I came to realize that most insurance companies hire inexperienced adjusters to handle most of the smaller property damage claims that come through the doors. When I first started adjusting insurance claims, the best pay I could find was $22K per year, and when I started adjusting … Read More
Why is it that people can’t do a little research on their own? Resources like my website and many others are out there to help people with almost any problem. Laziness is not a virtue, hehe. Get a free consultation today on your claim and get the answers you have been searching for!
Critical thinking is a skill that I believe everybody needs to master. Some people just don’t have the capacity to think in a critical manner, but for those of us that do, the tactics involved can help to resolve all types of problems, including insurance claims. I recently wrote and article about critical thinking as … Read More
Did you know that if you purchase a used vehicle, the tax office will calculate the value of the vehicle and charge you taxes on their value and not what you paid for it (unless you paid more than their value comes out to)? If you want to get around this, contact an adjuster and … Read More