The Convoluted Appraisal Clause

The Convoluted Appraisal Clause

April 30, 2019By Jennifer Petty

Get ready for your mind to be blown in the latest article from Justin Petty regarding the Appraisal Clause and how much it can vary from policy to policy. You will see four different versions of the appraisal clause and he’ll compare them and show you some of the differences/problems with them. He’ll also talk … Read More

Diminished Value & Total Losses – Economic Bully Stick

Diminished Value & Total Losses – Economic Bully Stick

April 26, 2019By Justin Petty

The Harsh Reality of Low Value Claims If you’re getting a less than fair offer and being given some fake excuse why they won’t pay or being told “take it or leave it” on your low value diminished value or total loss claim ($3500 or less and damages are not your fault), then you have … Read More

Appraisal Clause results in fair value for owner!

Appraisal Clause results in fair value for owner!

December 12, 2018By Jen Petty

Sometimes, when you invoke the appraisal clause, the two appraisers get in a sticky situation where they don’t agree and one tries to make up unwritten rules on the idea of “that is what we have always done”.  This case was one of those.  The owner had been through a pretty horrific hail storm and … Read More

Diminished Value on Luxury Cars

Diminished Value on Luxury Cars

October 5, 2018By Justin Petty

Do you own a high end vehicle like a Lamborghini, Mercedes, Cadillac, Infiniti, Bentley, Rolls Royse, Porsche, Maserati, BMW, Audi, Saab, Lexus or any other vehicle that is considered a luxury or exotic vehicle? If so, you should certainly be thinking about diminished value if you were involved in a collision! You might not know … Read More

Diminished Value Claims – Income Tax Benefits

Diminished Value Claims – Income Tax Benefits

October 4, 2018By Justin Petty

Let me make this really clear up front: We are not tax professionals! We do not give tax advice. We are simply pointing you to information to aid in your research when filing your taxes after taking a loss in value after an auto accident. Did you know that casualty losses are deductible from your … Read More

Reservation of Rights – What is It?

Reservation of Rights – What is It?

October 3, 2018By Justin Petty

This is a hard subject to explain to a lot of people. Let me start by saying that you need to understand what is in this article before you blow your top at some insurance adjuster. There are ways around a reservation of rights defense, but you have to be stealthy and, above all, you … Read More

Total Loss Help – What Can You Do?

Total Loss Help – What Can You Do?

October 1, 2018By Justin Petty

Total loss disputes are common. The value of your vehicle is very important to you, but it may not be as important to your insurance company or the insurance company of that guy or girl that hit your car and totaled it. There are some options to help get a fair value on your vehicle. … Read More

Arguments Against Diminished Value VERSUS The Truth

Arguments Against Diminished Value VERSUS The Truth

September 29, 2018By Justin Petty

Back in May, I saw a sad story about a filmmaker in South Africa that was killed by the head butt of a giraffe out in the bush while filming for a movie. In my mind, I related that to how the giant insurance companies just throw around invalid denials to diminished value claims to … Read More

Uninsured Motorist Diminished Value Win in Court!

September 28, 2018By Justin Petty

How Our Client’s $5000 Success Can Lead the Way to Your Success! Having an uninsured motorist or under-insured motorist diminished value claim (UM/UIM claim) doesn’t usually qualify for the fun list, but if you’re faced with having to deal with this type of diminished value, it pays to educate yourself about these types of claims!  … Read More