ALERT! ! ! COLLUSION / DECEPTIVE SUBROGATION PRACTICES IN CALIFORNIA REGARDING THE MADE WHOLE DOCTRINE

May 6, 2015By Justin Petty
ALERT! ! ! COLLUSION / DECEPTIVE SUBROGATION PRACTICES IN CALIFORNIA REGARDING THE MADE WHOLE DOCTRINE

Warning – Your Insurance Company Could Be Stealing From You!

Insurance companies are stealing money from their own policyholders by ignoring the common law “MADE WHOLE DOCTRINE”.

If you have been in an accident and had to use your own policy to get your vehicle repaired, then you are potentially a victim of the malicious subrogation practices by carriers like State Farm, GEICO, Farmers, USAA, AAA, CSAA, Mercury and many others.

Almost every insurance carrier in California is illegally demanding money that is not theirs to take under a general subrogation provision in personal auto policies before their customers are made whole.

READ ABOUT HOW INSURANCE COMPANIES ARE TAKING ADVANTAGE OF INNOCENT VICTIMS!

2011 Audi S5 California Diminished Value Win!

March 2, 2015By Jennifer Petty
2011 Audi S5 California Diminished Value Win!

LOCATION: Roseville, California

Jason lives in California and he dealt with the normal slow paced adjuster and the holiday rush while trying to get his diminished value claim on his 2011 Audi S5 settled.

He hired us after the insurance company told him they needed expert proof to pay diminished value.  

That is where we stepped in and did what we do best:  

We did our research gave guidance and support to our client throughout his claim!

Find out how Jason won his diminished value!

More Wins! $2000 on 2013 Chrysler 200 Diminished Value

February 26, 2015By Jen Petty
More Wins! $2000 on 2013 Chrysler 200 Diminished Value

2013 Chrysler 200 Limited S

LOCATION: McKinney, Texas

Our client, Ed, started his claim out the right way and that was by doing his research about 2013 Chrysler 200 diminished value while his car was still in repair and requested a free consultation with us right away.  

Chrysler 200 diminished value

He was fighting with an insurance company that was open-minded about being fair when giving him an offer and a little back and forth on his end got him a settlement of $2000!

READ ABOUT ED’S SUCCESS!

I Witnessed A Miracle: Witnessing A Car Accident

February 19, 2015By Jen Petty

I’ll say it again….I witnessed a miracle!

I saw the middle stages of a little Ford Focus Hatchback taking a hit, flipping in mid-air, and the aftermath that ensued.  As soon as I heard it, I looked out my window in my office because I like to work with the blinds open and sun shining in and I saw metal pieces and tires flying everywhere and a small car flipping once, twice, then landing right side up.  It was like watching slow motion video and then stillness.  I was scared to death that someone was badly hurt or even dead because there was no movement for a second.  I yelled to Justin who was cooking us some gourmet lunch at the time and he yelled “Call 911!” and dashed out the door.  While calling 911, I saw movement and a  young woman jumped out of the car and ran around to the passenger side….to get her infant child out.  The baby was moving and seemed to be fine but in shock and the man in the truck said he was okay but stayed in his truck, probably in shock as well.  The 911 operators were great, quickly taking down the info they needed and with a sound in their voice like they were eager to help.  It was refreshing considering the stories we have all seen on the news about people at the 911 command having a bad day or lackadaisical attitude that ends up costing valuable time and lives.

auto accident sulphur springs

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Choosing A Body Shop: What To Look For

February 4, 2015By Justin Petty 1 Comment


how to pick a body shop

If you’ve been in an automobile collision, after the initial shock and if the vehicle is not a total loss, the first thing to do is to determine where to get repairs done and get the vehicle there.

Most people simply take their vehicle to a dealer facility or a body shop that is suggested by the insurance adjuster or company. Although there are always exceptions, dealer facilities and body shops that insurance carriers suggest are not normally on the top of my list for high quality repairs. I present to you a few insider tips and questions that you should be thinking of when you select a repair facility.

FIND OUT WHAT TO LOOK FOR

My Attorney Says They Don’t Do Property Damages?!

January 22, 2015By Justin Petty

attorneys and property damage

When dealing with another person’s insurance company for an accident, many attorneys will simply tell clients that they do not get involved with the property damage part of the claim and that includes diminished value and total loss settlements.

In fact, MOST injury attorneys practice this policy on third party cases.

Why do they say this?

Well, normally it’s because there is no way for the attorney to make any money handling the property damages AND make sure the victim gets all their property damage money.

FIND OUT MORE ABOUT ATTORNEYS AND PROPERTY DAMAGES

Breaking Story: Arizona Department of Insurance is Protecting Big Insurers at the Expense of Accident Victims!

January 15, 2015By Justin Petty

Greed

EXPOSED!

The only way to remedy unethical and unfair behavior is to expose it to the entirety of victims that it affects in the hopes they will stand up to the bullies.  It is a shame that those in power seem to have a propensity to abuse it (crony capitalism anyone?).  To that end, I hope this article reaches many victims and their legal counsel, and that at least some of them take a stand with me and demand action from their representatives at the State.

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Tow Trucks, Taxis, & Rentals, Oh My! Commercial Vehicle Claims

January 6, 2015By Justin Petty

 How To Deal With A Diminished Value Claim Against A Commercial Vehicle Insurance Policy

During my auto claims career I have dealt with hundreds of claims that stemmed from the negligence of a commercial vehicle. In particular, three types of claims are most common: Claims involving rental vehicles, taxis, or small freight / towing truck companies. In most cases, if one of these commonly self-insured entities has caused you damage, then you’ll have a very difficult time recovering your damages.

Here’s an example of what you could run into . . .

Diminished value claims against commercial vehicle

I currently have a case on the books where my customer’s vehicle was damaged because a towing company failed to secure an item that was on the bed of a tow truck. The item fell off causing over $7K in damage and lost value to my client’s vehicle. The tow company’s risk manager told us that he would not pay for damages, and that my customer would have to sue. Then, he said if the customer won the suit, he still would simply never pay the judgment.

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There’s No Such Thing As Diminished Value

April 1, 2014By Jen Petty No Comments

THERE IS NO SUCH THING AS DIMINISHED VALUE

Taken directly from adjuster training school handbook

Here are some samples from the actual handbook that explains exactly why you are crazy if you believe in diminished value, especially as an adjuster (personal vehicles excluded, of course). There is no such thing as diminished value – we’ll keep it short. . .

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