3 Biggest Arguments Against Inherent Diminished Value Dispelled

July 13, 2015Arizona diminished value, Auto Accident, California Diminished Value, Diminished Value, Insurance Claim Denial, Insurance Claims, Texas Diminished Value, Virginia Diminished Value, Washington Diminished Value

Diminished Value Denials: How The Insurance Company Is Lying To You

The vast majority of insurance adjusters have had no formal training in valuation appraisals.  

The unfortunate fact of the matter is that insurance adjusters work for an insurance company and are forced to work within the policies of the company they work for.

Unfortunately, insurance companies train employees and adjusters to deny diminished value claims, even if the evidence is overwhelming. 

It is such a rampant practice that they even provide adjusters with several arguments to use and most companies provide form letters that make silly arguments about why they won’t pay for diminished value. 

Here are the three most common arguments carriers use against diminished value and the breakdown of why they are not valid defenses to inherent lost market value claims.

How To File a Diminished Value Claim

June 25, 2015Diminished Value, Insurance Claims

How To File a Diminished Value Claim: Diminished Value Explained

Loss in market value, diminution of value, diminished value, depreciation, and lost value are some of the terms used to describe what happens to certain vehicles after they have been involved in an accident.

Most consumers know that this type of loss happens, but they just don’t know how to properly document the loss, and there are very few insurance companies that will offer to calculate it for the consumer because that would just mean more money out of the insurance company’s pocket.

When consumers search for help, they sometimes misspell the actual terms and come up with less than optimum help. It is not diminition of value, it has a “u” in it, hehe.

I have seen such misspellings as demiciated value, depreciated value, diminishment of value, and depreciation of value.

First off, spell it right, and you might come across some better resources!

2013 GMC Acadia Denali Diminished Value – $4000 Arizona Win!

May 27, 2015Arizona diminished value, Auto Accident, Auto Repair, Diminished Value, Insurance Claims, Winning!

LOCATION: Goodyear, Arizona

Thomas was one of those customers that really mulled over the decision to pursue his diminished value.  

He got a free claim consultation and months passed before he finally called back in ready to fight for his 2013 GMC Acadia Denali diminished value and he walked away with $4,000!

Deciding to pursue can really pay off!

ALERT! ! ! COLLUSION / DECEPTIVE SUBROGATION PRACTICES IN CALIFORNIA REGARDING THE MADE WHOLE DOCTRINE

May 6, 2015Arizona diminished value, California Diminished Value, Diminished Value, Insurance Claim Denial, Insurance Claims, Subrogation

Warning – Your Insurance Company Could Be Stealing From You!

Insurance companies are stealing money from their own policyholders by ignoring the common law “MADE WHOLE DOCTRINE”.

If you have been in an accident and had to use your own policy to get your vehicle repaired, then you are potentially a victim of the malicious subrogation practices by carriers like State Farm, GEICO, Farmers, USAA, AAA, CSAA, Mercury and many others.

Almost every insurance carrier in California is illegally demanding money that is not theirs to take under a general subrogation provision in personal auto policies before their customers are made whole.

Body Shop Steering: Preferred Vendor and DRP Facility scams exposed by Anderson Cooper!

March 3, 2015Arizona diminished value, Auto Accident, Auto Repair, California Diminished Value, Diminished Value, Insurance Claims, New York Diminished Value, Texas Diminished Value, Total Loss, Virginia Diminished Value, Washington Diminished Value

So what is body shop steering?

Does it really happen?  

How do you know if you’re being steered?  

Anderson Cooper at CNN just did a story on lawsuits that are being filed against huge insurance companies who continually dictate what is repaired on vehicles after an auto accident and this video is worth watching until the end!

2011 Audi S5 California Diminished Value Win!

March 2, 2015California Diminished Value, Diminished Value, Insurance Claims, Winning!

LOCATION: Roseville, California

Jason lives in California and he dealt with the normal slow paced adjuster and the holiday rush while trying to get his diminished value claim on his 2011 Audi S5 settled.

He hired us after the insurance company told him they needed expert proof to pay diminished value.  

That is where we stepped in and did what we do best:  

We did our research gave guidance and support to our client throughout his claim!

More Wins! $2000 on 2013 Chrysler 200 Diminished Value

February 26, 2015Diminished Value, Insurance Claims, Texas Diminished Value, Winning!

2013 Chrysler 200 Limited S

LOCATION: McKinney, Texas

Our client, Ed, started his claim out the right way and that was by doing his research about 2013 Chrysler 200 diminished value while his car was still in repair and requested a free consultation with us right away.  

Chrysler 200 diminished value

He was fighting with an insurance company that was open-minded about being fair when giving him an offer and a little back and forth on his end got him a settlement of $2000!

I Witnessed A Miracle: Witnessing A Car Accident

February 19, 2015Arizona diminished value, Auto Accident, California Diminished Value, Diminished Value, Insurance Claims

I’ll say it again….I witnessed a miracle!

I saw the middle stages of a little Ford Focus Hatchback taking a hit, flipping in mid-air, and the aftermath that ensued.  As soon as I heard it, I looked out my window in my office because I like to work with the blinds open and sun shining in and I saw metal pieces and tires flying everywhere and a small car flipping once, twice, then landing right side up.  It was like watching slow motion video and then stillness.  I was scared to death that someone was badly hurt or even dead because there was no movement for a second.  I yelled to Justin who was cooking us some gourmet lunch at the time and he yelled “Call 911!” and dashed out the door.  While calling 911, I saw movement and a  young woman jumped out of the car and ran around to the passenger side….to get her infant child out.  The baby was moving and seemed to be fine but in shock and the man in the truck said he was okay but stayed in his truck, probably in shock as well.  The 911 operators were great, quickly taking down the info they needed and with a sound in their voice like they were eager to help.  It was refreshing considering the stories we have all seen on the news about people at the 911 command having a bad day or lackadaisical attitude that ends up costing valuable time and lives.

auto accident sulphur springs

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Choosing A Body Shop: What To Look For

February 4, 2015Auto Accident, Auto Repair, Insurance Claims, Total Loss


how to pick a body shop

If you’ve been in an automobile collision, after the initial shock and if the vehicle is not a total loss, the first thing to do is to determine where to get repairs done and get the vehicle there.

Most people simply take their vehicle to a dealer facility or a body shop that is suggested by the insurance adjuster or company. Although there are always exceptions, dealer facilities and body shops that insurance carriers suggest are not normally on the top of my list for high quality repairs. I present to you a few insider tips and questions that you should be thinking of when you select a repair facility.

My Attorney Says They Don’t Do Property Damages?!

January 22, 2015Auto Accident, Diminished Value, Injury Claims, Insurance Claims

attorneys and property damage

When dealing with another person’s insurance company for an accident, many attorneys will simply tell clients that they do not get involved with the property damage part of the claim and that includes diminished value and total loss settlements.

In fact, MOST injury attorneys practice this policy on third party cases.

Why do they say this?

Well, normally it’s because there is no way for the attorney to make any money handling the property damages AND make sure the victim gets all their property damage money.