Actual Cash Value or Fair Market Value?

Actual Cash Value or Fair Market Value?

October 16, 2017Arizona diminished value, Auto Accident, California Diminished Value, Diminished Value, Diminished Value FAQ, Expert Answers, Insurance Claims, Luxury Vehicle Diminished Value, New York Diminished Value, Tesla Diminished Value, Texas Diminished Value, Total Loss FAQ, Virginia Diminished Value, Washington Diminished Value

I’ll bet that no one has explained to you what I am about to explain . . . First of all, the terms Actual Cash Value (ACV) and/or Fair Market Value (FMV) are sorely lacking and ambiguous when it comes to actually helping to define the value of a private passenger automobile.  In fact, the … Read More

Total Loss Due To Flooding? How Victims Can Fight A Low Offer by Invoking the Appraisal Clause

Total Loss Due To Flooding? How Victims Can Fight A Low Offer by Invoking the Appraisal Clause

September 5, 2017Appraisal Clause, Insurance Claims, Total Loss, Total Loss FAQ, Total Loss Resources

Prove a point on your total loss due to flooding after Hurricane Harvey with the Appraisal Clause If you’re a victim of the recent flooding in South Texas and have a total loss due to flooding with your carrier, you should call our office immediately and make sure that any offer you get is fair … Read More

Do you have to sell your car to prove your diminished value?  A Graph

Do you have to sell your car to prove your diminished value? A Graph

November 11, 2016Arizona diminished value, Auto Accident, Auto Repair, California Diminished Value, Diminished Value, Diminished Value Resources, Insurance Claim Denial, Insurance Claims, Luxury Vehicle Diminished Value, Rare Vehicle Auto Claims, Tesla Diminished Value, Texas Diminished Value, Virginia Diminished Value, Washington Diminished Value

What do you think? Do you have to sell your car in order to prove that it has lost value? To the surprise of me and my client’s attorney, we recently had a Judge that said YES.  Insurance adjusters are trained to say YES to the title question, too. But what do you think? The graphic … Read More

Auto Accident – Do You Need an Attorney?

Auto Accident – Do You Need an Attorney?

May 11, 2016Arizona diminished value, Auto Accident, Auto Repair, California Diminished Value, Diminished Value, Expert Answers, Injury Claims, Insurance Claims, Luxury Vehicle Diminished Value, New York Diminished Value, Rare Vehicle Auto Claims, Texas Diminished Value, Total Loss, Virginia Diminished Value, Washington Diminished Value

Do you need an attorney for your auto accident? Answer the question for yourself! Let me start by saying that some people never need an attorney, and others will always need an attorney. Additionally, this article is based on my 15 years of claims adjusting experience. I have developed a simple little formula that will … Read More

Where Can I Get A Diminished Value Appraisal?  7 Tips

Where Can I Get A Diminished Value Appraisal? 7 Tips

April 29, 2016Arizona diminished value, Auto Accident, Auto Repair, California Diminished Value, Diminished Value, Diminished Value FAQ, Insurance Claims, New York Diminished Value, Tesla Diminished Value, Texas Diminished Value, Virginia Diminished Value, Washington Diminished Value

Where can I get a diminished value appraisal? If you are doing research on how to get paid for your vehicle’s diminished value, then you know that the advice on the street is to get a diminished value appraisal from a qualified expert.  Are you feeling lost or overwhelmed in the process?  You aren’t alone! … Read More

Diminished Value in Texas – How Does It Compare?

Diminished Value in Texas – How Does It Compare?

April 27, 2016Auto Accident, Auto Repair, Diminished Value, Diminished Value Resources, Insurance Claims, Luxury Vehicle Diminished Value, Texas Diminished Value

Dealing with Diminished Value in Texas If you have a repairable collision claim in Texas, then you may be entitled to recover for your vehicle’s diminished value. In Texas, if you file a third-party auto claim, then if your claim meets certain standards, you would likely recover diminished value if the case went before a … Read More

Insurance company refuses to total my vehicle but I want it totaled – what can I do?

Insurance company refuses to total my vehicle but I want it totaled – what can I do?

April 11, 2016Auto Accident, Auto Repair, Insurance Claims, Total Loss, Total Loss Resources

What if I want to total my vehicle but the insurance company refuses to total? Frankly, I’m surprised that I don’t get asked the title question more often, but I know why I don’t.  Simply put, it is the dogmatic way insurance adjusters explain the total loss or repair process to accident victims. From the … Read More

WHAT’S THE MADE WHOLE DOCTRINE & WHY SHOULD YOU CARE ANYWAY?

WHAT’S THE MADE WHOLE DOCTRINE & WHY SHOULD YOU CARE ANYWAY?

March 31, 2016Arizona diminished value, Auto Accident, Auto Repair, California Diminished Value, Diminished Value, Diminished Value Resources, Insurance Claim Denial, Insurance Claims, Luxury Vehicle Diminished Value, New York Diminished Value, Subrogation, Tesla Diminished Value, Texas Diminished Value, Virginia Diminished Value, Washington Diminished Value

Made Whole Doctrine: Are you being preyed upon? Insurance companies count on vehicle owners not knowing about the law, specifically the made whole doctrine.  They use the lack of knowledge by the layman to prey on accident victims for profit.  Right now, many of the accident victims that are reading this article are being further … Read More