Well, it is now 2010. Is the world gonna end in 2012 like the Mayan calendar implies? If it does, I hope that the next two years are as fruitful as 2009. During 2009 my family ventured into the world of business management and ownership. It has been hard, but rewarding. We have been able … Read More
As a former liability adjuster, I cannot count the times that an individual threatened a lawsuit in an attempt to get more money. I would like to make the point that adjusters are calloused to the threat of a lawsuit. Many times, the adjuster’s ignorance is the reason they do not respond. It is rare … Read More
Okay guys listen, it is possible to file a diminished value claim against your own insurance company. In Texas, there are still some courts that will hear a case under the collision portion of your policy, and there is at least one case in Dallas where the trial court agreed that diminished value was part … Read More
I get a lot of questions about what the consumer can do to fight the insurance company when it comes to the value of their total loss. Unfortunately, if you don’t have an adjuster’s license or some other credentials that qualify you to render an opinion on a vehicle’s value, then you are at the … Read More
There is a common idea among insurance adjusters that the majority of soft tissue injury claims are fraud. Let me put my opinion out there. As an injury adjuster for years, I saw almost every type of injury claim out there, including a lot of soft tissue injuries. For those of you who don’t know, … Read More
IT IS COMING! ! ! Watch for the WORLDWIDE RELEASE of a comprehensive new e-book that details the industry of auto claims! If you ever wanted to know how a total loss is calculated, or what the adjuster is taught in preparation to take their license exam, or even if an adjuster has to be … Read More
If I had a nickel . . . . Okay, so you have run into a brick wall and can’t get justice served, right? If you live in Texas, if justice means recovering money from somebody or company that owes you $10000.00 or less, then you can probably force the issue to a head by … Read More
In deciding to try and help auto accident victims I seem to have created some enemies, hehe. Oh well. I will continue to give honest and straightforward answers to the questions that accident victims have. Recently I have had quite a few questions that relate to how to calculate how much a minor injury claim … Read More
I recently wrote an in-depth article about the perils of renting a rent car. Let me recap. . . 1. If you don’t purchase the damage waiver, beware. 2. Make sure your insurance will really cover “contract” liability. There are some newer policies that specifically exclude coverage for rental car damages under contract language. 3. … Read More
For a small to medium sized auto insurance claims department, the best method for maximizing subrogation recovery and reducing claims severity is to hire one specialist for every 500 subrogation potential claims that are open at any one time. Then train that specialist to promptly and effectively recover the easy money claims while sending out … Read More