The Convoluted Appraisal Clause Here are some appraisal clause variations that are included in personal auto policies: Appraisal Clause #1 APPRAISAL If we cannot agree with you on the amount of your loss, then you or we may demand an appraisal of the loss.  Each party shall appoint a competent and disinterested appraiser.  If the appraisers agree on the amount of the loss, they shall submit … Continue reading The Convoluted Appraisal Clause