How is Fault Determined in an Auto Accident?

fault argument

The subject of determining fault has no doubt spawned many a fist fight, and the debate on the best way to allocate fault is still alive and well.

This subject can get very complicated, but I’ll try and simplify it down to a quick study.

I have to say that negligence laws differ in each State, so I am going to generalize and speak about negligence and fault as it is addressed in the vast majority of the United States, and we’ll omit specific exceptions due to locale.  If you have a specific question about tort liability or negligence in auto accident, please seek out a competent attorney or professional.  The information presented here is not legal advice and is for informational purposes only. Read more

Writing Insurance Claim Dispute Letters

dispute letters
If you’ve found this information, then you’ve probably been involved in an auto accident of some sort and you are seeking recovery for property damages you have incurred.  It is not uncommon to have a dispute with the insurance company over your claim.

Disputes most commonly occur over the dollar value a claim is worth.  For the purposes of this excerpt, I will address the article’s title and focus on helping you get words down on paper (or computer screen).

This is a difficult topic to quickly and sufficiently cover, but we’ll give it a shot by focusing on general guidelines and common tactics for most insurance claims.  We’ll assume that you have sufficient language and grammatical skills to compose a demand letter that doesn’t contain glaring mistakes. Read more

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